Trucker Life & Pay
Managing Mail, Banking, and Life From the Road
OTR trucking isn't for everyone. Some drivers prefer to stick closer to home and avoid traveling cross-country, much less across borders. However, trucking companies often pay high salaries to those who are willing to take long trips. What's more, you'll get to enjoy the open road and see the country. You just need to do some advance planning to ensure you can manage both your personal life and professional responsibilities. Things that are easy to take for granted when living at home can be challenging to deal with when you're on the road in a different city, state, or even nation.
Anything that can be sent digitally should be sent digitally. Your mortgage lender and utility companies should all offer paper-free mailings. Magazines, newspapers, and other periodicals also have digital formats. Make sure your phone has limitless data so you can access important files from anywhere with a decent internet connection. If you need to sign and send in paperwork, ask the sender about the possibility of using DocuSign or a similar program. If this isn't possible, local libraries will print and fax things for a small fee, as will local internet cafés.
If you're expecting physical mail, have a friend come by your home and pick it up so it's not piling up in your mailbox or on your driveway. Uncollected mail is a sign to burglars that no-one is home. Alternatively, you could open a PO box and have items sent there. Some truckers also make arrangements to have items shipped to wherever they plan to be the next day, but bear in mind that this isn't 100% secure. Mail can be delayed or a change in route could affect your ability to pick up important paperwork.
Prescriptions
There are two main ways OTR truckers handle prescriptions. One is to talk to a doctor about getting a three-month supply and then taking extra medications on the trip. This is perhaps the simplest solution because you don't have to worry about how you're going to pick up medications when you're on the road. However, you should always have a back-up plan in case medications are lost or stolen during your travels.
An alternative to stocking up before your trip is to pick up prescriptions from a national pharmacy chain such as Wal-Mart, CVS, or Walgreens. Again, have the process digitized as much as possible. If you use MyChart (or a similar program), you can easily message your doctor if you need a refill and your doctor can have the prescription sent to the pharmacy of your choice. Wal-Mart and Walgreens also have their own apps, and you can use these to order automatic prescription refills.
If you plan on doing a lot of long-distance trucking, talk to your doctor about your medications before you head out of town. He or she may be able to offer advice and ideas that would make it easy for you to collect medications without hassles. You should also work out a way to get refills if you lose or spill your medications while traveling.
Banking
If you need to do a lot of banking while on the road, pick a large bank that has branches throughout the U.S. and that offers all the services you need under one roof. Good options include JPMorgan Chase, Citibank, Wells Fargo, and Bank of America. Each of these banks also has its own app that allows you to manage your finances online. You can set up Bill Pay to automatically pay important bills each month. You can see at a glance how much money you have in your account, turn a credit card off if it's lost or stolen, activate a new credit/debit card, and more.
There's a learning curve when you first sign up for on-the-road trucking. It will take some time to get used to doing things differently than you would if you came home every night or weekend. Being on the road can be especially challenging if you have prescription medication that needs regular refills. Even so, there is no challenge that can't be overcome. From taking a small pet with you to alleviate loneliness to switching to paperless billing, there is a solution to any issue that you may come across. If you're new to long hauls, consider the information outlined above and ask fellow truckers what they've done in situations similar to yours. You'll soon learn the ropes and be well on your way to mastering OTR hauls.