Sandy is a full-time, professional freelance writer and copywriter with more than 19 years of online experience. She is also a published author of seven, top-reviewed, in-print books on Amazon. These focus on financial topics such as retirement planning, bankruptcy, business finance, estate planning, and personal credit health as well as organic gardening and clean living. She's ghostwritten content for hundreds of clients on topics ranging from health to finance, business services, online and offline marketing, and much more.